For all the budgeting in the world things will never go according to plan as so this month I am really feeling the pinch and payday on Friday cannot come fast enough. I suppose I’ve spent money when I shouldn’t have but things like Tom’s Stag Weekend are once in a lifetime (hopefully) as well [...]

As I’ve mentioned previously, I’ve had to put a few things on my credit card and most of my savings have gone on the house and its renovations. This is debt that I will clear once I’ve finished spending on the house and have settled into a  routine, but for the moment it is debt, [...]