0% Balance Transfer Fee with Virgin

As I’ve mentioned previously, I’ve had to put a few things on my credit card and most of my savings have gone on the house and its renovations. This is debt that I will clear once I’ve finished spending on the house and have settled into a  routine, but for the moment it is debt, and I am getting charged for it. I managed to clear my previous debts completely a few years back by hopping around balance transfers which allowed me to pay back any money owed without having to pay interest and so I’ve been looking to do something like that.

I have the moneysavingexpert.com newsletter sent to my inbox and one of the links today was for 9 months balance transfer with Virgin and with 0% balance transfer fee. Bonus! Normally there is something like 3% of the amount transferred as a fee, and as I want to transfer around £1,250, my fee will have been £37.50. I thought it was worth applying, and after going thought the application process I have been approved and my balances will be transferred shortly.

This all means that I’ve saved money and it also gives me a deadline of 9 months to pay off my debt.

No Balance Fee… Bonus!

Privacy Policy

If you require any more information or have any questions about our privacy policy, please feel free to contact us by email at [email protected]

At www.ademdjemil.co.uk, the privacy of our visitors is of extreme importance to us. This privacy policy document outlines the types of personal information is received and collected by www.ademdjemil.co.uk and how it is used.

Log Files
Like many other Web sites, www.ademdjemil.co.uk makes use of log files. The information inside the log files includes internet protocol ( IP ) addresses, type of browser, Internet Service Provider ( ISP ), date/time stamp, referring/exit pages, and number of clicks to analyze trends, administer the site, track user’s movement around the site, and gather demographic information. IP addresses, and other such information are not linked to any information that is personally identifiable.

Cookies and Web Beacons
www.ademdjemil.co.uk does use cookies to store information about visitors preferences, record user-specific information on which pages the user access or visit, customize Web page content based on visitors browser type or other information that the visitor sends via their browser.

DoubleClick DART Cookie .:: Google, as a third party vendor, uses cookies to serve ads on www.ademdjemil.co.uk. .:: Google’s use of the DART cookie enables it to serve ads to users based on their visit to www.ademdjemil.co.uk and other sites on the Internet.

.:: Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy at the following URL – http://www.google.com/privacy_ads.html

Some of our advertising partners may use cookies and web beacons on our site. Our advertising partners include …. Google Adsense


These third-party ad servers or ad networks use technology to the advertisements and links that appear on www.ademdjemil.co.uk send directly to your browsers. They automatically receive your IP address when this occurs. Other technologies ( such as cookies, JavaScript, or Web Beacons ) may also be used by the third-party ad networks to measure the effectiveness of their advertisements and / or to personalize the advertising content that you see.

www.ademdjemil.co.uk has no access to or control over these cookies that are used by third-party advertisers.

You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices as well as for instructions about how to opt-out of certain practices. www.ademdjemil.co.uk’s privacy policy does not apply to, and we cannot control the activities of, such other advertisers or web sites.

If you wish to disable cookies, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browsers’ respective websites.